business succession planning

Nashua Business Owner Has Questions The Covid-19 pandemic has created a new sense of urgency in the local business community to implement or update their business succession plans.  A comprehensive business succession plan will increase the chances that a business will survive the retirement, disability, or death of its owner.…

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Estate-Planning-New-Hampshire-225x150

Assuming life insurance proceeds are excluded from her estate.  Many clients believe that insurance proceeds are tax-free.  That is correct as far as income taxes are concerned, but not for estate taxes.  The reality is that the proceeds of all life insurance policies owned by you are included in your…

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Residential-Care-Home-Bedford

How can I avoid the need for a guardian? In order to avoid the imposition of the appointment of a court approved guardian, a person should have at least two primary documents which take care of the person’s financial concerns, and also the person’s medical decisions.  After a person turns…

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digital assets

New Hampshire’s recently adopted law on access to and administration of a deceased person’s “digital assets” provides some clarity on a complex issue. Terms of service agreements and privacy policies govern access to social media and email accounts, and most expire when a user dies and are not transferable. Surviving family members…

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